The Bermudan Dollar (BMD) is divided into 100 cents, and is tied to the US Dollar (US$1=BD$1). US currency is accepted almost everywhere and other major currencies can be exchanged at banks and bureaux de change. Banking hours vary, though most are open weekdays from 9am to 4.30pm. Visa, MasterCard and American Express are widely accepted and ATMs are easily available. Visitors are advised to exchange all their Bermudan Dollars before leaving, as it is impossible to exchange once outside the country.