The US Dollar (USD) is the official currency in Ecuador. It is recommended that travellers bring US dollar notes as other foreign currencies are difficult to exchange outside of Quito, Guayaquil, and Cuenca. Small denominations in good condition are the easiest to exchange outside of the main cities.In the main centres, most currencies can be exchanged at banks and exchange houses (casas de cambio) at variable commission rates. ATMs are available in the cities, and major credit cards are accepted in tourist areas and large hotels, although a commission of six to eight percent is often charged.