The Jamaican Dollar (JMD) is divided into 100 cents. The island is well supplied with ATMs, banks and bureaux de change. Banking hours are usually Monday to Thursday from 9am to 2pm, and Friday from 9am to 4pm. Cambio exchange offices are found throughout the country, open later than banks and often offering better exchange rates. Retain receipts as proof of legal currency exchange. Exchange bureaux at the airports and hotels also offer better rates than banks. Major credit cards are widely accepted. Cash is best taken in US Dollars.